Being able to travel, no matter how near or far, can open a world of possibilities. Maybe you aren’t in a situation where you can invest in a wheelchair accessible vehicle right now. That doesn’t mean you have to forego traveling by van altogether. Does your caretaker or someone you spend a lot of time with own a vehicle? Purchasing a vehicle lift for your narrow wheelchair can be a worthwhile investment. If you are looking to buy a wheelchair lift for a van, you might be wondering if it’s covered by insurance?
Buying a Narrow Wheelchair Lift Through Medicare
One widely known and used option for financing is Medicare. Medicare is a federally funded program that provides health insurance to certain people with disabilities and people over age 65. Medicare Part B covers a portion of the purchase or lease of certain approved types of durable medical equipment (DME) that are to be used in the home. Unfortunately, Part B does not cover things like wheelchair ramps, walk-in tubs or wheelchair lifts for a van. To learn more about what durable medical equipment Medicare covers and Medicare’s coverage guidelines, you can check out their website at medicare.gov or speak with a representative over the phone.
Buying a Narrow Wheelchair Lift Through Your Insurance
Your private insurance may also help pay for a lift for your narrow wheelchair. Finding out is as simple as dialing the number listed on your insurance card and speaking to a representative. Also, your doctor’s office may be able to confirm whether your insurance will cover the cost of a narrow wheelchair lift.
Alternative Financing Options for Buying a Narrow Wheelchair Lift
There are alternative options available, if you don’t have Medicare and your private insurance won’t cover the cost of a narrow wheelchair lift. Over hundreds of Quantum providers participate with CareCredit, a credit card that allows you to pay for medical equipment and services over time. The payment plan is based on your budget. There are also special promotional financing options available upon credit approval. CareCredit allows you to purchase durable medical equipment such as ventilators, motorized wheelchairs, portable oxygen equipment, driving controls and more. Contact CareCredit to learn more about what items they cover and contact your provider today to find out how you can fill out an application. You can also visit carecredit.com for more information.
