Having access to transportation opens you to a world of possibilities. Maybe you aren’t living in an area with public transportation nor are in a situation where you can invest in a wheelchair accessible vehicle. There are options available to you. Do you know someone who can give you rides to appointments or take you to get your errands done? Let them know that investing in a vehicle ramp for your narrow wheelchair can be worthwhile. If you are looking to buy a wheelchair ramp for a van, you might be wondering if it’s covered by insurance?
Buying a Narrow Wheelchair Ramp Through Medicare
Medicare is a federally funded program that provides health insurance to people over age 65 and certain people with disabilities. Medicare Part B covers a portion of the purchase or lease of certain approved types of durable medical equipment (DME) that are to be used within the home. Unfortunately, Part B does not cover things like walk-in tubs or wheelchair ramps. To learn more about what durable medical equipment Medicare covers and Medicare’s coverage guidelines, you can check out their website at medicare.gov or speak to a representative over the phone.
Buying a Narrow Wheelchair Ramp Through Your Insurance
Your private insurance may also help pay for a narrow wheelchair ramp. Your doctor’s office may be able to confirm whether your insurance will cover the cost of a narrow wheelchair ramp, however we recommend contacting your insurance to get a clear and direct answer. To find out if they will cover a ramp for your narrow wheelchair, dial the number listed on your insurance card and speak with a representative.
Alternative Financing Options for Buying a Narrow Wheelchair Ramp
If you don’t have Medicare and your private insurance won’t cover the cost of a narrow wheelchair ramp, there are alternative options for financing available. Hundreds of Quantum providers around the country participate with CareCredit. CareCredit is a credit card that allows you to pay for medical equipment and services over time, based on your budget. There are also special promotional financing options available upon credit approval. CareCredit allows you to purchase durable medical equipment such as bath safety products, motorized wheelchairs, ventilators, driving controls and more. Contact CareCredit to learn more about what items they cover and contact your provider today to find out how you can fill out an application. You can also visit carecredit.com for more information.
